Guides tagged "pension"
Should You Keep Funding Your Jaarruimte If You Might Leave the Netherlands?
The lijfrente guide covers the mechanism. This is the question that comes before it: if you're not sure you'll still be here at AOW age, does locking money into a jaarruimte-funded pension right still make sense?
4 min read
Leaving the Netherlands with a Pension Pot or Lijfrente: What to Check First
The financial exit checklist covers the M-form and your 30%-ruling. Your pension-change guide covers Pillar 2. This is the layer neither covers: your lijfrente, the conserverende aanslag, and sorting out which of your accounts actually need a tax adviser before you go.
5 min read
Leaving the Netherlands: The Financial Exit Checklist
What actually happens to your Box 3 position, your 30%-ruling, and your Dutch pension when you leave — the financial side of moving on that most guides skip.
6 min read
What Happens to Your Pension When You Leave the Netherlands (or Change Employer)
How value transfer (waardeoverdracht) actually works when you switch Dutch employers, what happens to your accrued pension if you leave the country entirely, and what the 2026–2028 pension system transition changes.
4 min read
The AOW Gap: Why Your Dutch Pension Is Probably Smaller Than You Think
How the Dutch three-pillar pension system works, why arriving as an expat leaves most people with an incomplete AOW state pension, and what to do about the gap.
5 min read