Guides tagged "retirement"

• What Happens to Your Pension When You Leave the Netherlands (or Change Employer)

  How value transfer (waardeoverdracht) actually works when you switch Dutch employers, what happens to your accrued pension if you leave the country entirely, and what the 2026–2028 pension system transition changes.

  4 min read

  pensionwaardeoverdrachtretirementhow-to

• The AOW Gap: Why Your Dutch Pension Is Probably Smaller Than You Think

  How the Dutch three-pillar pension system works, why arriving as an expat leaves most people with an incomplete AOW state pension, and what to do about the gap.

  5 min read

  pensionaowretirementgetting-startedfinancial-independence